Cross-border employment—particularly for apprentices seeking work in Germany—often involves high upfront costs for workers and considerable financial risk for employers. How can these challenges be addressed in a way that is practical and scalable?

Heinz Rittmann and Denise Erber from Bauverbände, a construction association in Germany, kicked off the MFN webinar series in 2026 by answering this question. In “Financing Mobility Together: Cross-border cost-sharing models for apprenticeships in Germany,” they shared a real-world cost-sharing model that addresses mobility cashflow through shared skin-in-the-game, incentive-based payments, and milestone-linked reimbursements—creating a more sustainable approach to international recruitment.

Access the webinar recording here and the slides here.

 

 

The Mobility Finance Network is an initiative powered by LaMP that fosters collaboration, knowledge-sharing, and innovation to cultivate financial tools for workers on the move and the businesses that support them. To learn more about the MFN, sign up for announcements here.